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im interested in making just some money online nothing that i will need to rely on to pay my bill or anything just something to make a few extra bucks to have cause im in an americorp program in memphis TN that gives me enough money to pay bills and a little extra money to either have fun with or to have and save in case something should happen and im trying to make more extra money cause it really isnt much, i heard of online surveys and stuff that pay you even as little as 5 bucks and heck there are days i have alot of spare time so id be willing to do something like that, i also hear like buying and selling things online but to be honest im not really an expert on the internet im just looking for something that is easy and simple. Also i have ran into alot of scam online things saying they will give you money for this or prizes for that but they make you go through countless ad pages and asks for credit card numbers and to select magazine subscriptions i would be interested in so they can send me a free issue and then charge a subsription to my card which im sure they would do anyway if i said i didnt want it cause they can and i dont trust things like that so all im looking for is legit online ways to make a few extra bucks and if at all possible not use my debit card cause i dont really trust giving my numbers out online unless im ordering something from a big business that i trust but if i have to i will if i feel 100% that it is legit so any answers for me? any help will be greatly appreciated thanks alot in advance!!
I would suggest learning some new skills, such as to do with IT, computers & internet that means you could work remotely. Many companies offer the ability for employees to work from home too.
Another way to look at it is to see if you can use any of your hobbies / interests to earn money. An amateur photographer for example could start to make and sell prints… Or, if you are very knowledgable about something, you could start a business in that – selling from ebay,, or starting a website…
All the best… biggest bit of advice – avoid those scams!
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Duration : 0:5:39
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Warren Buffet’s 9 Money Secrets
The World’s Smartest and Definately richest Man
If you have never heard of Buffett, Forbes currently ranks him as the third richest man in the world and he is arguably the world’s greatest investor. He has amassed his fortune by making astute investment decisions and investing in businesses. Here is what I have learnt from Buffett:
1. Rich Is A State Of Mind
“I always knew I was going to be rich. I don’t think I ever doubted it for a minute.” – Warren Buffett
The difference between being poor and being rich is really just a state of mind. Poor people think thoughts of poverty and lack, rich people think thoughts of abundance and prosperity. Your beliefs are going to determine the way you perceive wealth, the decisions you make and the way you act towards it.
2. Success Is More Than About Your Bank Balance
When asked by CNBC what is the secret to success, Buffett replied “If people get to my age and they have the people love them that they want to have love them, they’re successful. It doesn’t make any difference if they’ve got a thousand dollars in the bank or a billion dollars in the bank… Success is really doing what you love and doing it well. It’s as simple as that. I’ve never met anyone doing that who doesn’t feel like a success. And I’ve met plenty of people who have not achieved that and whose lives are miserable.”
3. Spend Less Than You Earn
“Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks.” -Warren Buffett
It seems like common sense advice and you’ve no doubt heard financial experts preaching about it for years. You can’t possibly get ahead financially if you’re spending more than your paycheck. Buffett is famous for living a simple and frugal lifestyle. He is the only billionaire I know that still lives in the same house he bought back in 1958 for $31,500. He drove a 2001 Lincoln Town Car for years which he bought second hand. Buffett has a net worth in excess of $52 billion and yet lives off an annual salary of $100,000. The relative percentage of his spending based on his overall net worth is minuscule.
4. Avoid Consumer Debt
The sooner we realize that consumerism is a social plague that has been propagated by billion dollar marketing machines to keep you shackled to your job, the sooner we can stop spending money on useless stuff. It is a fool’s game to spend today so that you can work tomorrow to pay it off. It is a losing proposition because one day your working days are going to be over but the debt is still going to be hanging over your head. Clever marketing has convinced our society that to be happy you have to have more, be more and do more. Buffett abhors consumer debt instead choosing to use debt wisely by leveraging it in investments. To help you deal with your debt consider reading “How To Get Yourself Out Of Debt“.
5. You Are Who You Associate With
“It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction.” -Warren Buffett
If you want to succeed financially you need to associate with people who are most conducive to encouraging and cheering on your financial journey. If the people you associate with see money as evil, object to capitalism and find wealth a foreign concept then your financial health and well being is going to be influenced by their views. Whether we like it or not we are all influenced to some extent by the people we spend our primary time with. If you aspire to achieve financial security then you need to find a mastermind of people in your life whom you can all encourage and help each other.
6. Gambling Is A Fools Game
“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.” – Warren Buffett
While we are young and naive we choose to take risks with our money that are dumb and stupid. Trying to hit a home run with your money every time is a losing proposition with long term consequences. To chase investments that offer a high rate of return you must also assume that it also comes with a higher rate of risk. Bill Gates once quipped “Warren’s and my betting has always been confined to $1 bets” when talking about them paying poker together. If two billionaires take risk management this seriously, it’s time we average punters did the same thing.
7. Give Back To The Community
“Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.” – Warren Buffett
They say that to have more you need to give more. A contradiction in terms, maybe, but it’s a simple truth that is as enduring as time. As the bible says “It is more blessed to give than to receive -Acts 20:35”. Buffett has announced in 2006 that he was giving away over $30 billion to the Bill and Melinda Gates Foundation making it at the time of writing the largest charitable donation in history. He also contributes large sums to his children’s charitable foundations.
8. Generosity and Abundance Goes Hand In Hand
“Even though Ben Graham [Buffett's mentor] had everything he needed in life, he still wanted to give something back by teaching, So just as we got it from somebody else, we don’t want it to stop with us. We want to pass it along too.” – Warren Buffett
A famous bible quote goes: “What benefit will it be to you if you gain the whole world but lose your own soul?” – Mark 8:36. The path to wealth isn’t a solo endeavor. How sad would life be if you come to the end of your life and there is no one to share it with. So as you journey on your path to financial abundance remember that there will be many people who generously helped you on your journey so it is only fitting to pay it forward when the opportunity arises. Generosity with your time, with your money, with your resources are great virtues to have. The greatest ally to building a strong friendship is to help others achieve what they want from life.
I leave you with this last quote “You only have to do a very few things right in your life so long as you don’t do too many things wrong.” – Warren Buffett
9. Work Smarter and Step Up
One does not have to work hard and work long hours. You have to work smarter than others and this includes working others harder, delegating routine and mundane jobs. Look at much much income you generate per hour and then focus on income producing tasks. Delegate all admin and non income producing task to others at a cheaper rate so that you can focus on making money. One needs to step up in life to only accept and deliver the very best. Do not settle for mediocre results coming average effort. Demand and Delivery nothing but your very best in all areas of life and life will give its very best back to you.
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